Loan Type

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1-Year ARM
5.46%
5/1 ARM
5.75%
15-Year Fixed
6.14%
30-Year Fixed
6.29%
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Affordability Calculator

Your future mortgage payments will affect your overall financial picture. Prior to going to the mortgage lender, use this calculator to prepare yourself. It is critical you stay within your financial budget and understand how much home you can afford.

Looking for more home loan calculators? Click here to view our Mortgage Calculator directory.

Affordability Calculator

Input
Loan Info
Downpayment
Interest (%)
Loan Length (Yrs)
Estimated Front Ratio ($)
Estimated Back Ratio ($)
Income DebtPayment
Income 1 ($) Auto Loan ($)
Income 2 ($) Boat/RV ($)
Income 3 ($) Credit Card 1 ($)
Income 4 ($) Credit Card 2 ($)
Income 5 ($) Other Accounts ($)
Taxes and Insurance
Annual Property Taxes
Annual Insurance
Annual PMI
Financial Analysis
Monthly Payment $1,542.40
Monthly Property Taxes $250.00
Monthly Insurance $125.00
Monthly PMI $103.01
Total Monthly Payment $2,020.41
Monthly Income $8,000.00
Monthly Debt Payment $910.00
Actual Front Ratio 25
Actual Back Ratio 37
Amount $247,231.03
Downpayment $27,470.11
Home Value $274,701.15